Financial Crime World

Algeria’s Efforts to Combat Money Laundering and Terrorist Financing Fall Short

Recent Assessment Reveals Gaps in Algeria’s Anti-Money Laundering and Counter-Terrorist Financing Efforts

Inadequate Extradition Requests

Despite having legislation in place, the Algerian government has only executed one extradition request related to an Algerian national wanted for money laundering (ML) and terrorist financing (TF). This lack of progress suggests that Algeria’s efforts to combat ML/TF are falling short.

Limited Cooperation with Neighboring Countries

While most outgoing legal assistance requests from Algeria are of high quality, resulting in the freezing, confiscation, and recovery of funds from abroad, cooperation with neighboring countries remains limited, particularly when it comes to terrorism-related cases. This highlights the need for improved information exchange and collaboration between governments.

Banking Sector Risks

Algeria’s banking sector is a key pillar of its economy, but the country’s informal economy, estimated to be around 40% of GDP, poses significant risks to ML/TF. The presence of terrorist groups in parts of the country and instability in neighboring Libya and Mali also contribute to Algeria’s risk profile.

Major Predicate Offenses

The assessment identified drug trafficking, corruption, bribery, smuggling of goods, and migrant smuggling as major predicate offenses that generate significant proceeds and pose a threat to the country. Terrorist financing risks are also considered high due to Algeria’s geographical location and the activity of terrorist groups in the region.

Areas of Concern

The report highlighted several areas of concern, including:

  • Lack of information exchange with neighboring countries
  • Inadequate supervision of financial institutions
  • Limited public awareness about ML/TF risks

Legislative Progress

Algeria has made some progress by amending its penal code to criminalize the financing of terrorism and terrorist organizations. However, more needs to be done to strengthen the country’s anti-money laundering and counter-terrorist financing framework.

Conclusion

The assessment concludes that while Algeria has taken some steps to combat ML/TF, more effort is needed to effectively prevent and detect these crimes. The government must prioritize strengthening its legal framework, increasing cooperation with international partners, and enhancing public awareness about the risks of ML/TF.