Financial Crime World

Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT) Regulations

Identity Verification Requirements

Accountable persons must verify the identities of customers, including foreign nationals, to prevent money laundering and terrorist financing.

  • Key Points:
    • Verify customer identities to prevent illicit activities
    • Ensure accountability for financial institutions

Information Required for Foreign Nationals

For foreign nationals, accountable persons must obtain specific information:

  • Name
  • Address
  • Date and place of birth
  • Nationality
  • Passport details
  • Visa status
  • Tax identification number (if applicable)
  • Signature
  • Thumb print

Verification Process for Foreign Nationals

Accountable persons must verify the provided information through various means, including:

  • Contacting relevant authorities or financial institutions in the customer’s country of origin or residence
  • Ensuring accuracy and authenticity of documents

Requirements for Local Entities

For local entities, accountable persons require documentation such as:

  • Registration or incorporation documents
  • Proof of authorization to open an account
  • Information about the entity’s natural persons managing, controlling, or owning it

Requirements for Foreign Entities

Foreign entities must provide similar information, including:

  • Name and number under which they are incorporated or registered
  • Details of their situation of registered place of business in their country of incorporation or registration