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GSD Investment Bank A.S. Anti-Money Laundering and Know Your Customer Policy

Risk Management and Monitoring

In order to comply with laws and regulations related to preventing money laundering and financing of terrorism, GSD Investment Bank A.S. has established a comprehensive risk management system. This system is designed to identify, assess, monitor, evaluate, and mitigate risks associated with anti-money laundering (AML) and know your customer (KYC).

Risk-Based Approach

Our risk-based approach involves continuously monitoring transactions conducted by customers to ensure they are consistent with the information provided about their business, activities, history, financial situation, risk profile, and funding sources. We also keep customer information up-to-date and verify the accuracy of the information received through various means.

Monitoring High-Risk Transactions

We closely monitor transactions that are considered high-risk, including those conducted with customers from risky countries, complex and unusual transactions, and transactions exceeding certain amounts. Our risk policy determines the specific threshold for these transactions, which we then use to assess whether they are consistent with the customer’s profile.

Monitoring Linked Transactions

We also monitor linked transactions, which when handled together, exceed the amount requiring customer identification. This helps us to identify potential AML risks and take appropriate measures to prevent them.

Information Control

Our risk management system includes controls over customer-related information and documents required to be kept in electronic or written form. We ensure that all relevant information is accurate, up-to-date, and readily available for review by regulatory authorities.

Conclusion

By implementing these measures, GSD Investment Bank A.S. demonstrates its commitment to preventing money laundering and financing of terrorism, while also ensuring compliance with relevant laws and regulations.