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Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) Regulations for Agricultural Financial Institutions in Taiwan

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These regulations aim to prevent money laundering and terrorism financing in agricultural financial institutions in Taiwan by ensuring that they have effective AML/CFT programs, qualified personnel, and robust internal controls.

General Requirements

• Agricultural financial institutions must establish an AML/CFT program that meets regulatory requirements.
• The program must be overseen by the board of directors, supervisors, and the secretary general or audit committee.

Compliance Officer

• Each institution must appoint a chief AML/CFT compliance officer who reports to the board of directors and supervisors.
• The compliance officer is responsible for supervising AML/CFT activities and reporting suspicious transactions.

Internal Audit and Control

• Internal auditors must audit the effectiveness of the AML/CFT program and report their findings to the board of directors.
• The institution’s president or secretary general must oversee internal control systems related to AML/CFT.

Employee Screening and Training

Hiring Procedures

• Institutions must establish procedures for hiring employees with high standards, including character integrity and professional knowledge.

Qualification Requirements

• AML/CFT personnel and supervisors must meet qualification requirements within 3 months of appointment, such as attending training courses or passing exams.

Annual Training

• Employees must attend annual training on AML/CFT, which may include online courses or internal training.

Inspection

• The COA (Council of Agriculture) may appoint an officer or entrust an agency to conduct inspections using a risk-based approach.
• Institutions must provide relevant documents and materials during the inspection process.