Financial Crime World

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The Bahamas’ Legislative Framework for AML/CFT/CPF (2018-2021)

The Bahamas has been actively updating its legislative framework to combat Anti-Money Laundering (AML), Countering Financing of Terrorism (CFT), and Countering Financing Proliferation (CPF) from 2018 to 2021.

Enactments

Between 2019 and 2021, the following enactments were introduced:

  • Securities Industry (Anti-Money Laundering and Countering of Terrorism) Rules, 2019
  • Financial Corporate Services Providers (Anti-Money Laundering and Countering of Terrorism) Rules, 2019
  • Non-Profit Organizations Act, 2019 and its subsequent amendment in 2019
  • Companies (Amendment) Act, 2019
  • International Obligations (Economic & Ancillary Measures) Orders (various)
  • Digital Assets and Registered Exchanges Act, 2020
  • Financial and Corporate Service Providers Act, 2020
  • Insurance (Amendment) Act, 2021
  • Investment Funds Regulations, 2020
  • Securities Industry (Corporate Governance) (Amendment) Rules, 2020

Regulatory Framework

The regulatory framework for AML/CFT/CPF in The Bahamas is overseen by the following authorities:

  • Central Bank of The Bahamas
  • Compliance Commission
  • Gaming Board
  • Insurance Commission
  • Securities Commission

These authorities have taken the following measures to enforce the regulations:

  • Issued revised AML/CFT/CPF guidelines to licensees and registrants
  • Conducted risk assessments of licensees and registrants
  • Developed and implemented risk-based supervisory programs

Bills Being Considered for Enactment

The following bills are currently being considered for enactment:

  • Anti-Terrorism (Amendment) Bill, 2021
  • Banks and Trust Companies Regulations (Amendment) Bill, 2021
  • Executive Entities (Amendment) Bill, 2021
  • Evidence (Amendment) Bill, 2021
  • Financial Transactions Reporting (Amendment) Bill, 2021
  • Proceeds of Crime (Amendment) Bill, 2021

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