Here’s a rewritten version of the text in markdown format with proper headings, subheadings, and bullet points:

Banking Regulations in Bosnia and Herzegovina

Equivalence with Capital Requirements Regulation (CRR) of the European Union

Section 4: Own Funds Requirements

The assessment report concludes that the own funds requirements in Bosnia and Herzegovina are equivalent to those in the CRR, with some minor differences.

Section 5: Credit Risk (Standardized Approach)

• The credit risk requirements and calculation of own funds for credit risk in Bosnia and Herzegovina are equivalent to those in the CRR.
• Only the Standardized Approach is authorized for calculating credit risk.
• The framework includes:
  • Same exposure classes as the CRR
  • Same risk-weights as the CRR

Section 7: Credit Risk Mitigation

The report concludes that the credit risk mitigation requirements in Bosnia and Herzegovina are equivalent to those in the CRR.