Financial Crime World

Title: Belgian Diamond Traders Navigate Complex AML Legislation: FAQs on Diamond Trading, Registrations, and Compliance

Belgian Diamond Traders and AML Legislation

Brussels – Belgian diamond traders face a complex regulatory landscape as they navigate the Anti-Money Laundering (AML) legislation. This article addresses some frequently asked questions regarding AML legislation for diamond traders in Belgium.

1. Diamond Traders and Registration Requirements

  • What is a diamond trader? An individual or entity involved in buying, selling, or trading loose diamonds.
  • Who must register? Those involved in diamond trading activities must register with the Federal Public Service Economy’s Licensing Service in Antwerp.
  • Where to find registration number? Retrieve it by searching your company on www.registereddiamondcompanies.be.

2. AML Legislation Scope and Application

  • Is the AML legislation applicable to me? Applicable to diamond traders engaging in loose diamond trading activities.
  • Exemptions Brokers and jewelers dealing in jewelry are exempt, but must submit annual AML reports.

3. Money Laundering vs Terrorist Financing

  • What’s the difference? Money laundering hides illicit origins of money, while terrorist financing provides funds for terrorism.

4. AML Compliance Essentials

  • Basic requirements for AML compliance Identify clients, perform risk analyses, appoint AML officers, report suspicious transactions, submit annual reports, and respect cash limits.

5. AML Seminars and Certification

  • Seminars and Attendance Mandatory for traders to stay informed and receive a certificate of attendance.
  • Starting the process Attend an AML seminar, draft a company policy, and collect KYC information on clients.

6. Identifying and Verifying Foreign Clients

  • Available tools Use databases like Bureau Van Dijk, MyKYCBank, and contact related industry associations or regulatory authorities.
  • Staying informed and compliant Stay updated with regulations and best practices through AWDC’s seminars and resources.