Financial Crime World

Brazil’s Financial Intelligence Agency Sees Record Increase in Reports, Revealing Widespread Money Laundering and Corruption

Record-Breaking Numbers

Brazil’s federal money laundering enforcement agency, Coaf, produced a record 16,411 financial intelligence reports (RIFs) in 2023, marking a 25 percent increase from the previous year. This significant boost to its efforts against financial crimes demonstrates the agency’s growing effectiveness in combating money laundering and other financial crimes.

What are Financial Intelligence Reports?

Financial intelligence reports, also known as RIFs, are generated when there is evidence of:

  • Money laundering
  • Concealment of assets
  • Financing of terrorism and other crimes

These reports can be written either spontaneously by Coaf staffers or upon request from other authorities. They serve as a crucial tool in investigating financial crimes.

Mandatory Reporting Requirements

Under Brazilian law, certain businesses, including:

  • Banks
  • Real estate companies
  • Jewelry stores
  • Notary offices

are required to inform Coaf of any suspicious transactions, as well as those in cash exceeding BRL 30,000 (approximately USD 6,000).

Supreme Court Ruling

In a significant development, the Supreme Court recently ruled that reports submitted by Coaf at the request of the police without a court order are valid. This decision effectively overrules a previous decision by Brazil’s second-highest court.

Data Reveals Widespread Money Laundering and Corruption

The data reveals that:

  • Drug trafficking
  • Fraud
  • Corruption

were the most frequent crimes cited in communications between Coaf and other authorities last year. These reports have already sparked controversy, with lawmakers allied with the administration of former President Luiz Inácio Lula da Silva claiming to have found “atypical transactions” in former President Jair Bolsonaro’s personal bank account, as well as a total inflow of more than BRL 17 million (approximately USD 3.4 million) in the first half of 2023.

Coaf Reports and Congressional Investigations

Coaf produced 20 RIFs at the request of congressional select committees last year, although the data does not specify which panels requested them. The select committee on the January 8 riots approved eight motions to request reports from Coaf to trace the backers of the failed insurrection.

Conclusion

The surge in financial intelligence reports suggests that Brazil’s authorities are increasingly effective in combating money laundering and other financial crimes. As investigations continue, the public can expect more revelations about the extent of corruption and organized crime in the country.