Financial Crime World

Comprehensive Approach to Combat Money Laundering in Bosnia and Herzegovina

Strengthen the Criminal Law Framework

  • Make money laundering a serious offense by enacting legislation that classifies it as a felony
    • Enactments should include severe penalties, such as imprisonment and fines
    • Laws should also allow for the seizure and confiscation of criminally derived assets
  • Ensure consistency with international standards
    • Review existing laws to ensure compliance with FATF recommendations
    • Collaborate with international organizations to align BiH’s anti-money laundering framework with global best practices

Category 2: System Improvements

Establish a National Anti-Money Laundering Agency

  • Create an independent agency responsible for coordinating anti-money laundering efforts across the country
  • Provide the agency with sufficient resources and authority to implement anti-money laundering policies and regulations

Improve Reporting Requirements for Financial Institutions

  • Strengthen reporting requirements for banks, casinos, and other financial institutions
  • Ensure reports are submitted in a timely and accurate manner

Enhance Customer Due Diligence (CDD) Practices

  • Require financial institutions to conduct thorough CDD on customers
  • Implement robust CDD procedures to prevent money laundering

Category 3: Capacity Building

Provide Training for Law Enforcement, Prosecutors, and Judges

  • Offer training programs to enhance knowledge and skills in anti-money laundering investigation and prosecution
  • Ensure all relevant officials are familiar with international best practices and standards

Build the Capacity of Financial Institutions

  • Provide training and resources for financial institutions to enhance their CDD and reporting capabilities
  • Encourage financial institutions to adopt robust anti-money laundering policies and procedures

Category 4: International Cooperation

Strengthen Relationships with Neighboring Countries

  • Collaborate with neighboring countries to share information and best practices on anti-money laundering
  • Enhance cooperation in investigating and prosecuting money laundering cases that involve cross-border activity

Engage with International Organizations

  • Work closely with FATF, IMF, and other international organizations to ensure BiH’s anti-money laundering framework is aligned with global standards
  • Participate in regional and international initiatives to combat money laundering and terrorist financing.