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Polish Researchers Uncover Patterns of Financial Cybercrime Victims

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A recent study by Polish researchers has shed light on the characteristics of individuals who fall victim to financial cybercrimes. The analysis reveals a complex web of factors that contribute to victimization, challenging previous assumptions about age, gender, and education.

Who are the Most Vulnerable?

According to the findings, women between the ages of 18-24 and those over 65 are particularly vulnerable to financial cybercrime in Poland. In contrast, men aged 35-64 are more likely to be victims of non-financial cybercrimes. The study also suggests that individuals with lower incomes, secondary education, and living in smaller cities or rural areas are at a higher risk.

Debunking Previous Assumptions

The researchers found that the relationship between age and victimization is not straightforward, with some studies suggesting a positive correlation and others indicating that young people (18-24 years old) are more likely to be targeted. Similarly, the link between education and cybercrime is ambiguous, with some studies showing that better-educated individuals are less likely to be victims, while others find no significant correlation.

Implications for Prevention

The study’s authors emphasize that these findings highlight the need for a nuanced understanding of victimization factors in financial cybercrimes. “Our research challenges previous assumptions about the demographics of cybercrime victims,” said Dr. Jan Garlicki, lead researcher on the project. “We found that individuals from diverse backgrounds and age groups can be targeted, emphasizing the importance of education and awareness campaigns to prevent these crimes.”

Implications for Policymakers and Law Enforcement

The study’s results have important implications for policymakers and law enforcement agencies seeking to combat financial cybercrime in Poland. By understanding the complex factors contributing to victimization, they can develop more effective strategies to protect vulnerable populations and reduce the incidence of these crimes.

Source: Garlicki, J., & Mider, D. (2022). Financial Cybercrimes in Poland – In the Search of Victimization Factors. Own study.