Financial Crime Trends in Philippines: FATF Follow-Up Report Reveals Key Findings
The Financial Action Task Force (FATF) has released its Philippines Follow-Up Report 2022, which provides an assessment of the country’s implementation of anti-money laundering and combating the financing of terrorism (AML/CFT) measures. The report highlights several areas where the Philippines has made significant progress, while also identifying key challenges that need to be addressed.
Philippines’ Progress in Implementing AML/CFT Measures
According to the report, the Philippines has largely complied with recommendations related to:
- Assessing Risk and Applying a Risk-Based Approach (R.1)
- National Cooperation and Coordination (R.2)
- Confiscation and Provisional Measures (R.4)
The country has also made significant progress in implementing measures to prevent terrorist financing, including:
- Targeted Financial Sanctions Related to Terrorism and Terrorist Financing (R.6)
- Terrorist Financing Offence (R.5)
Areas for Improvement
However, the report identifies areas where the Philippines needs to improve, including:
- Customer Due Diligence (R.10)
- Record Keeping (R.11)
- Internal Controls and Foreign Branches and Subsidiaries (R.18)
Additionally, the Philippines has not yet fully complied with recommendations related to:
- Reporting of Suspicious Transactions (R.20)
- Tipping-Off and Confidentiality (R.21)
Partial Compliance and Non-Compliance
The report also highlights several areas where the Philippines is partially compliant or non-compliant, including:
- Regulation and Supervision of Financial Institutions (R.26)
- DNFBPs (R.28)
- Prevention of Cash Couriers from being used for Illegal Activities (R.32)
Conclusion
The report provides a comprehensive assessment of the Philippines’ AML/CFT framework and identifies key areas where improvement is needed. The country’s authorities must take concrete steps to address these deficiencies in order to effectively combat financial crime and protect its financial system.
FATF Recommendations
The FATF recommendations are designed to help countries implement effective AML/CFT measures, which are critical for preventing and detecting financial crimes such as money laundering, terrorist financing, and other illicit activities. The Philippines’ commitment to implementing these measures is essential for maintaining a stable and secure financial environment.