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Detection, Deterrence, Disruption, and Prevention: A Holistic Approach to Combatting Money Laundering, Terrorist Financing, and Proliferation Financing

In the fight against money laundering, terrorist financing, and proliferation financing, it is crucial that all agencies involved in the Task Force work together to detect, deter, disrupt, and prevent these illegal activities. Recent international experience has shown that relying solely on financial institutions to detect these crimes is ineffective and can divert attention away from larger-scale money laundering schemes.

Detection

The Task Force acknowledges that financial institutions have a critical role to play in detecting money laundering, terrorist financing, and proliferation financing. However, it is essential that agencies of the Task Force also take an active role in detecting these crimes. To achieve this, the Task Force will:

• Train its staff to understand money laundering, terrorist financing, and proliferation financing
• Provide assistance to regulated entities to detect and report suspicious transactions

The Task Force will also conduct regular audits of financial institutions’ processes and effectiveness in detecting and reporting suspicious transactions.

Deterrence

Deterrence is a critical component in combating money laundering, terrorist financing, and proliferation financing. The Task Force will work to ensure that the consequences of engaging in these illegal activities are severe and immediate. This includes:

• Identifying and prosecuting individuals and entities involved in these crimes
• Implementing robust regulatory frameworks to prevent illegal activities from occurring in the first place

Disruption

The Task Force will also focus on disrupting the networks and structures used by criminals to launder money, finance terrorism, and proliferate weapons of mass destruction. This includes:

• Identifying and targeting key facilitators who assist criminal organizations in these illegal activities

Prevention

Prevention is a critical component in combating money laundering, terrorist financing, and proliferation financing. The Task Force will work to identify and address the root causes of these crimes, including poverty, political instability, and social inequality. This includes:

• Working with international partners to develop effective prevention strategies
• Implementing robust regulatory frameworks to prevent illegal activities from occurring in the first place

Cooperation

The fight against profit-driven crime such as drug supply, corruption, fraud, and tax evasion can only be effective if agencies with different powers, information, and skills work closely together. The Task Force will:

• Share information and personnel freely in both formal and informal arrangements
• Achieve this goal through cooperation and collaboration

Focus on Facilitators

In terms of financially motivated crime, it is significantly more cost-effective to change the behavior of facilitators of money laundering than it is to change the behavior of every predicate offender or would-be offender. The Task Force will therefore focus its resources on targeting those who launder the proceeds of multiple predicate offenses from multiple offenders.

High-Risk Areas

The Task Force will conduct regular assessments of high-risk areas and apply its resources accordingly. This includes:

• Identifying and addressing known money laundering activities before moving on to lower-order risks

By adopting a holistic approach that combines detection, deterrence, disruption, and prevention, the Task Force is committed to effectively combating money laundering, terrorist financing, and proliferation financing in Samoa.