Financial Crime World

Finland Embraces Identity Verification for Online Transactions

In an effort to strengthen online security and promote digitalization, the government of Finland has introduced a new system for identity verification in online transactions. The electronic ID card, a chip-enabled identification document, is now enabled with citizen certificates that allow individuals to use e-services securely.

Activating Your Electronic ID Card

To use your electronic ID card for e-services such as managing affairs in authorities’ e-services or giving digital signatures, you must first activate it by creating two personal PIN codes. The activation process involves inserting the ID card into a chip card reader and following the instructions on the screen to enter the required information.

What You Need

  • An activation PIN, which is sent to you via post
  • A computer with a chip card reader or a smartphone (not recommended for security reasons)
  • Card reader software, available for free download from the government’s website

The Activation Process

During the activation process, you will be asked to create two PIN codes:

Basic PIN Code (PIN1)

  • 4-8 digits long
  • Used for identification in e-services

Signature PIN Code (PIN2)

  • 6-8 digits long
  • Used for giving digital signatures

Security Measures

To ensure the security of your electronic ID card and PIN codes, it is essential to:

  • Keep your PIN codes separate from the ID card and do not share them with anyone
  • Use a secure computer and internet connection when accessing e-services
  • Regularly update your card reader software and operating system

Key Terms

Activation

  • Enabling the use of the certificate by creating two personal PIN codes.

Electronic Signature

  • A digital signature that verifies identity, equivalent to a handwritten signature.

E-Services

  • Managing matters in electronic services that require strong identification.

Frequently Asked Questions

Q: How do I activate my electronic ID card? A: You will need an activation PIN, which is sent to you via post. Insert the ID card into a chip card reader and follow the instructions on the screen to enter the required information.

Q: What happens if I enter an incorrect activation PIN five times in a row? A: Your card will be permanently locked, and you cannot use it for e-services. However, you can still use your ID card as a personal identification and travel document.