Fraudulent Activities on the Rise in Puerto Rico’s Online Banking
Warning Issued by FirstBank
Puerto Rico - The Puerto Rican Bank, FirstBank, has issued a warning to its customers about fraudulent activities targeting online banking users. Scammers are using various tactics to obtain sensitive information and steal identities.
Phishing Scams: A Growing Concern
Phishing scams typically involve emails or texts that appear to be legitimate, but are actually designed to trick users into revealing sensitive information. Spear phishing attacks, on the other hand, are targeted at specific individuals or organizations, making them more effective.
- Types of Phishing Scams:
- Email phishing: fake emails requesting personal or financial information
- Text message phishing (smishing): fake texts spreading malware or stealing data
- Phone-based phishing (vishing): fake calls asking for sensitive information
Other Forms of Fraud
Other forms of fraud include:
- Spoofing: scammers use fake numbers to disguise their calls, pretending to be from a legitimate organization and asking for sensitive information.
- Identity theft: scammers use stolen personal information to commit fraud and other crimes.
How to Avoid Falling Victim
FirstBank advises customers to educate themselves about the different types of fraud and stay updated on the latest tactics. To avoid falling victim:
- Verify the authenticity of messages and emails before providing any personal or financial information.
- Be cautious online and aware of phone-based scams.
- Regularly review your credit reports to ensure there is no suspicious activity.
Protect Yourself from Fraudulent Activities
By taking these precautions, customers can protect themselves from falling victim to fraudulent activities and enjoy a safer online banking experience. Never provide sensitive information through unsolicited messages or calls, and always verify the authenticity of any requests for personal or financial information.
Remember, your security is FirstBank’s top priority. Stay informed, stay vigilant, and enjoy a secure online banking experience.