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Consumer Protection in Hungary

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The Hungarian National Bank (MNB) is responsible for enforcing consumer protection laws. This includes proceedings for infringement which can be opened up to five years after the violation has occurred.

Time Limit for Administrative Proceedings

Administrative proceedings have a six-month time limit during which the MNB may conduct trial transactions and inquiries.

Sustainable Finance and Climate Change

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There will likely be significant changes in legal and regulatory policy due to climate change, sustainable finance, and green economy criteria. EU directives and regulations establish the general framework for sustainable finance and ESG criteria.

European Commission’s Renewed Strategy

• The European Commission has announced a renewed sustainable finance strategy.
• The European Banking Authority (EBA) has launched its Sustainable Finance Action Plan.

Future Changes

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Cybersecurity, digitalization, fintech, and new technologies will likely influence future legal and regulatory policies to provide a supportive environment for digital financial services.