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Identity Theft: A Growing Concern in Jamaica

Identity theft, a criminal act where individuals use another person’s personal information without their permission, can have devastating consequences. The Consumer Affairs Commission (CAC) is urging Jamaicans to be vigilant against this type of fraud.

What Is Identity Theft?

Identity theft occurs when a thief uses another person’s personal information, such as credit card numbers and names, without permission. The intentions are usually malicious, with thieves using stolen identities to commit financial frauds, obtain utility services or even get driver’s licenses.

How Thieves Steal Identities

Thieves can steal identities through various means, including:

• Rummaging through trash for personal documents
• Using special devices to skim information from ATMs and credit cards
• Pretending to be financial institutions and sending phishing emails or calls
• Stealing wallets, purses or mail, or bribing individuals with access to the stolen information

Preventing Identity Theft

To prevent identity theft, CAC advises Jamaicans to:

• Shred financial documents and papers before disposal
• Be cautious when sharing personal information over the phone, via mail or internet
• Use reputable anti-virus software and firewalls to protect computers
• Create strong passwords that are not easily deciphered
• Keep personal information in a safe place
• Remain vigilant and report suspicious activity

What You Can Do

If you’re a victim of identity theft, contact CAC immediately. You can reach us at our head office located at 2 Seaview Avenue, Kingston 6, or visit our website at www.consumeraffairsjamaica.gov.jm for more information on identity theft prevention.

Remember, identity theft is a serious issue that can have long-lasting consequences. By taking simple precautions and staying informed, you can protect yourself and your personal information from falling into the wrong hands.