Identity Theft Victim Requests Company to Block Fraudulent Information
A local resident has reported being the victim of identity theft and is seeking assistance from a major financial institution. The individual discovered that fraudulent transactions had been made using their personal information, which did not result from any transactions they had made or approved.
Background
According to the report, the company was notified of the fraudulent activity on [date] and was requested to block the inaccurate information from the victim’s credit report. However, the company failed to take prompt action to rectify the situation.
Request for Assistance
The identity theft victim is seeking a response from the company regarding their request to block the fraudulent information and to clarify what steps they will take to prevent similar incidents in the future.
Sample Letter
[Date]
[Company Name] [Address]
Dear [Customer Service Representative],
I am writing to inform you that I have been the victim of identity theft. I recently discovered that several fraudulent transactions had been made using my personal information, which did not result from any transactions I had made or approved.
The following information on my credit report resulted from this identity theft:
- [list specific information] I request that your company block this information from my credit report to prevent further unauthorized activity.
I have attached a copy of my Identity Theft Report and proof of my identity, including my name, address, and Social Security number. Please confirm in writing that you will take the necessary steps to block this fraudulent information and notify me once it has been completed.
Sincerely, [Your Name]
Protecting Yourself from Identity Theft
To protect yourself from identity theft, it is essential to regularly monitor your credit reports and financial statements for any suspicious activity. If you suspect that you have been a victim of identity theft, report the incident to the Federal Trade Commission (FTC) and file a police report.
Contact Information
The FTC can be contacted at 1-877-ID-THEFT (1-877-438-4338), and ChexSystems, Inc., which is responsible for maintaining consumer reporting databases, can be reached at 1-800-428-9623.