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Japan’s Anti-Money Laundering and Counter-Terrorism Financing Regime Under Scrutiny: A Comprehensive Review of Compliance Risk Assessment Frameworks
In its latest follow-up report, Japan has been found to be largely compliant with the Financial Action Task Force (FATF) Recommendations, a set of standards aimed at preventing money laundering and terrorist financing. The report highlights several areas where Japan excels, but also identifies some gaps that require attention.
Risk Assessment Framework
One area where Japan shines is in its risk assessment framework. The country has established a robust system for assessing the risk of money laundering and terrorist financing, and applying a risk-based approach to its regulatory activities.
- Identifying high-risk sectors, such as cash-intensive businesses
- Implementing targeted measures to mitigate these risks
National Cooperation and Coordination Mechanisms
Another area of strength is Japan’s national cooperation and coordination mechanisms. The country has established a strong framework for collaboration between various government agencies, including law enforcement, financial regulators, and other stakeholders.
- Effective information sharing and coordination in the fight against money laundering and terrorist financing
Areas for Improvement
However, Japan’s report also identifies some areas where it falls short of FATF standards. For instance:
- Laws and regulations relating to the confiscation and provisional measures for seized assets are not fully compliant with FATF requirements
- Regime for targeting financial sanctions related to terrorism and terrorist financing is still developing
Additionally, the report highlights several other areas that require attention, including:
- Customer due diligence requirements
- Record-keeping standards
- Internal controls
- Reliance on third-party providers
- Reporting of suspicious transactions
Conclusion
Despite these gaps, Japan’s overall compliance with FATF standards is considered largely compliant, reflecting the country’s commitment to combating money laundering and terrorist financing. The report provides a valuable roadmap for Japan’s authorities to address the remaining deficiencies and further enhance their anti-money laundering and counter-terrorism financing regime.