Amid Economic Crisis, Jordanians Face Harsh Treatment for Failing to Repay Loans
A new report by Human Rights Watch has shed light on the alarming trend of Jordanians being sent to prison over unpaid loans, highlighting concerns about the country’s economic crisis and worsening living conditions.
The Alarming Trend
According to the report, the number of people wanted for debt imprisonment rose tenfold in four years, reaching an astonishing 43,000 people in 2019. This harsh treatment meted out to those unable to repay their debts has sparked outrage among human rights groups, who are demanding that authorities urgently replace laws allowing imprisonment for debt and provide support instead.
The Harsh Consequences
Under Article 22 of the Jordan Execution Law, creditors can request imprisonment if borrowers fail to pay off outstanding debt payments. However, serving a prison sentence does not resolve the debt, leaving those imprisoned with ongoing financial burdens. Many have resorted to taking out loans to cover basic necessities such as:
- Utilities
- School fees
- Groceries
- Medical bills
Unfair Treatment and Harassment
The report cites numerous cases of people being arrested without a hearing, including one man who was detained in hospital while visiting his ailing father. His family had to sell their car to secure his release from prison.
The Human Cost
The harsh measures have led many Jordanians to flee the country, seeking to avoid imprisonment and the stigma associated with debt. Human Rights Watch has called on judges to explore alternatives by assessing debtors’ ability to pay and developing repayment schedules based on financial situations.
A Perfect Storm of Economic Woes
The report’s findings come as protests break out across Jordan over the government’s handling of the COVID-19 pandemic, which has only exacerbated existing economic woes. The country was already experiencing an unemployment spike prior to the pandemic, and many are struggling to make ends meet.
In conclusion, the harsh treatment of Jordanians for failing to repay loans is a pressing concern that requires immediate attention from authorities. It is crucial to provide support to those in debt rather than punishing them with imprisonment. The human rights community urges judges to adopt alternative measures to ensure that individuals are not further burdened by debt.