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The Kaieteur Bank Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) Policy

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The Kaieteur Bank (TKB) has developed a comprehensive AML/CTF policy document to prevent, detect, and report money laundering and terrorism financing activities.

Key Points of the AML/CTF Program

Here are some key points from the document:

1. AML/CTF Program

• TKB has developed an AML/CTF program that includes policies, procedures, and controls to prevent and mitigate ML/TF risks.

2. Customer Due Diligence (CDD)

• The bank conducts CDD on all customers, including:
  • Identifying and verifying customer information
  • Monitoring ongoing due diligence
  • Conducting risk-based reviews of transactions

3. Suspicious Transaction Reporting

• TKB has a system in place for reporting suspicious transactions to the Financial Services Unit (FSU) within the required timeframe.

4. Record Keeping

• The bank maintains accurate and up-to-date records of:
  • Customer information
  • Transactions
  • Other relevant documents
• Records are kept for at least six years after the completion of each transaction or closure of an account.

5. Training and Awareness

• TKB provides regular training and awareness programs to employees on AML/CTF topics, including:
  • Recognizing potential indicators of ML/TF activities

6. External Authorities

• The bank cooperates with external authorities, including FSU
• Complies with any directions or notices received from these bodies.

Conclusion

This document appears to be a comprehensive framework for TKB’s AML/CTF compliance program, outlining the bank’s policies, procedures, and controls to prevent and mitigate ML/TF risks.