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Niger Stiffens Compliance with Digital KYC Regulations
In its bid to combat financial crimes and maintain a robust financial system, Niger has strengthened its regulatory framework for Know-Your-Customer (KYC) and Anti-Money Laundering (AML) measures. The country, a member of the Financial Action Task Force (FATF) and the Intergovernmental Action Group against Money Laundering in West Africa (GIABA), has implemented KYC/AML regulations aligned with international standards.
Regulatory Overview
Niger’s KYC/AML regulations are enforced by several key regulators, including:
- Banque centrale des États de l’Afrique de l’Ouest
- Cellule de renseignement financier du Niger (CRF)
- Haute Autorité de Lutte contre la Corruption et les Infractions Assimilées (HALCIA)
The primary legislation governing KYC/AML in Niger is the Anti-Money Laundering and Combating Financing of Terrorism Law No. 2016-33.
Data Protection Regulations
Niger’s data protection laws are enforced by the National Information Technology Development Agency (NITDA) via Law No. 2017-28 of May 3, 2017. Key points include:
- Institutions must obtain users’ consent before processing and transferring personal data
- Users have the right to erasure of their personal data upon request
Accurate User Verification in Niger
To stay compliant with Niger’s KYC/AML regulations and prevent fraud, financial institutions can leverage Smile ID’s user verification solution. This innovative technology offers:
- 99.8% recognition accuracy for faces of all skin tones
- Compatibility with any device
- Ability to verify identity using a range of documents, including the Niger Passport and Driver’s License
ID Document Verification
Smile ID’s document verification solution checks that an ID document is authentic, accurately transcribes text on the document, and compares a user-submitted selfie to the document image. This ensures that verifying users with ID documents and biometric face matching remains one of the most reliable ways to determine a user’s true identity.
Getting Started
For financial institutions seeking to level up their KYC/AML compliance stack, Smile ID is equipped to provide expert assistance in setting up an account and addressing any questions or concerns.