LIECHTENSTEIN: A FINTECH HUB WITH A FRIENDLY REGULATORY LANDSCAPE

In recent years, Liechtenstein has positioned itself as a premier destination for fintech companies, offering a comprehensive regulatory framework that supports the growth of innovative startups and established financial service providers alike.

A Forward-Thinking Regulatory Approach

The country’s Financial Market Authority (FMA) has adopted a forward-thinking approach to regulation, ensuring that both traditional and modern businesses can thrive in Liechtenstein. The FMA provides a detailed overview of the regulatory framework for companies interested in offering fintech services, and invites them to reach out to their dedicated fintech team at fintech@fma-li.li or schedule a meeting with an expert.

Key Benefits of Doing Business in Liechtenstein

A Comprehensive Regulatory Framework

Liechtenstein’s FMA is committed to ensuring that the benefits of fintech are balanced against potential risks. By protecting clients, maintaining trust in the financial market, and safeguarding the stability of the financial system, the FMA provides a safe and secure environment for businesses to operate.

Stable Business Location

Located between Austria and Switzerland, Liechtenstein boasts a stable and diversified business location with over 4,300 active companies. The government actively promotes innovation, providing a corporate service that offers information on international cooperation and Liechtenstein’s status as an attractive hub for innovation.

Access to EU Markets

Liechtenstein’s membership in the European Economic Area (EEA) since 1995 has ensured EU-compliant regulation and access to all EEA countries. Companies also benefit from privileged access to the Swiss economic area through the Customs and Currency Treaty with Switzerland.

Accelerating Innovation

The FMA has established a Regulatory Laboratory, an internal competence team dedicated to exploring the intersection of regulation and innovation in fintech. This team serves as the primary contact point for companies working in fintech, providing expert guidance and support.

Business-Friendly Environment

Liechtenstein’s small size and flexible decision-making channels make it easier for businesses to communicate with regulatory authorities. The country’s liberal economic policy is reflected in its labor law and company law, creating a business-friendly environment that fosters entrepreneurship.

Tax-Friendly Environment

With a uniform corporate income tax rate of 12.5%, Liechtenstein offers a simple and fair tax system for companies. This flat tax rate satisfies all fiscal demands, as the country has no capital or coupon tax.

For fintech companies looking to establish themselves in a stable and supportive regulatory environment, Liechtenstein presents an attractive opportunity for growth and innovation.