Financial Crime World

Malawi Embarks on Strengthening Anti-Money Laundering, Combating Financing of Terrorism and Proliferation Regime

Lilongwe - The Government of Malawi has launched a new policy aimed at strengthening the country’s anti-money laundering (AML), combating financing of terrorism (CFT) and proliferation (CFP) regime. This comprehensive guide outlines the government’s commitment to fighting against money laundering, terrorist financing, and the financing of proliferation.

Importance of Strengthening AML/CFT/CFP Regime

The Minister of Justice and Constitutional Affairs emphasized the importance of strengthening Malawi’s AML/CFT/CFP regime to protect the integrity of the financial system and economy. “The fight against money laundering, terrorist financing, and proliferation is a global effort that requires collective action from governments, financial institutions, and individuals,” she said.

Informed by International Instruments

The policy is informed by international instruments such as:

  • Financial Action Task Force (FATF) Recommendations on AML/CFT/CFP
  • United Nations Convention Against Corruption
  • United Nations Convention on Suppression of Terrorism
  • Treaty on the Non-Proliferation of Nuclear Weapons

Addressing Gaps and Improving Implementation

The policy aims to address inadequate legal and institutional frameworks, lack of proper coordination, lack of clarity and inconsistency in application of AML/CFT/CFP requirements, and lack of parity with international best practice. It also seeks to promote effective implementation of measures for combating money laundering, terrorist financing, and the financing of proliferation.

Key Components of the Policy


The policy includes the following key components:

  • Strengthening legal and institutional frameworks: Ensuring that laws and regulations are adequate and effectively implemented.
  • Improving coordination among stakeholders: Enhancing collaboration between government agencies, financial institutions, and other stakeholders.
  • Enhancing transparency and accountability: Increasing public awareness and ensuring accountability for AML/CFT/CFP activities.
  • Promoting international cooperation and information sharing: Facilitating the exchange of information and best practices with other countries and international organizations.
  • Providing guidance on reporting suspicious transactions and other related matters: Ensuring that financial institutions and individuals understand their obligations under the policy.

Monitoring and Evaluation

The implementation of the policy will be monitored and evaluated by relevant authorities to ensure that it is effective in achieving its objectives.