Here is the rewritten article in markdown format with proper headings, subheadings, and bullet points:
Law on Money Laundering and Financing Terrorism in Montenegro
This article provides an overview of the key points related to submission of reports, access and exchange of information, provisional measures, and programs for prevention of money laundering.
Submission of Reports
Entities are required to submit regular reports to the Directorate about transactions involving cash or other means of payment (Article 22).
- Reports must be submitted in writing, but can also be done via phone with confirmation by fax, electronic document, or other written form within three days.
- The Minister of Finance will issue guidelines on the content of these reports.
Access and Exchange of Information
The Directorate may request data and documentation from state bodies, financial institutions, and other entities (Article 27).
- They can exchange information with investigative bodies, but only if consent is given by the authorized bodies in other countries.
Provisional Measures
If there’s suspicion of money laundering or financing terrorism, the Directorate must prepare a report and submit it to competent authorities within 24 hours (Article 28).
- The Directorate may request provisional measures to terminate transactions and temporarily confiscate funds or assets.
- The entity must be notified in writing about the request for provisional measures.
Programs for Prevention of Money Laundering
Entities are required to prepare programs to implement measures and actions, including:
- Centralizing client data
- Appointing responsible persons
- Providing training for employees
- Internal audit of implementation
- Cooperation with the Directorate
Note that some articles (e.g. Articles 26-32) seem to be related to specific procedures or decisions made by the competent public prosecutor, investigative judge, or Court Chamber, but their exact content and implications may require further context or expertise in Montenegrin law.