Financial Crime World

Credit Card Fraud Statistics in Croatia: Experts Warn of Rising Cases, Offer Precautions to Protect Your Money

With the increasing popularity of cashless transactions in Croatia, credit and debit card usage is on the rise. However, this shift towards digital payments has also seen a surge in cases of card crime. Despite technological advancements improving methods of protection against abuse, experts warn that individuals must take proactive measures to safeguard their electronic funds.

Precautions to Take

Experts stress the importance of individual responsibility in preventing card fraud. Some key precautions include:

  • Keep your card and PIN secure: Do not share them with anyone else.
  • Memorize your PIN: Avoid writing it down or sharing it with others.
  • Cover the keypad when entering your PIN: Prevent skimming at ATMs or POS terminals.
  • Monitor bank statements regularly: Check for suspicious activity.
  • Keep receipts from transactions: Include ATM and POS slips.

Additional Tips for Safe Cash Withdrawals

When withdrawing cash from an ATM, be cautious of suspicious individuals in the vicinity. If you notice anyone unusual, opt for a different ATM location. When entering your PIN, ensure that your hand covers the keypad to prevent skimming.

Beware of Scammers at ATMs

If your card does not return after using an ATM, consider the possibility of fraud. Criminals may use a device to make it seem as though the ATM has swallowed your card, then attempt to convince you to re-enter your PIN while they watch. After leaving, they will remove their device and steal your card.

Protect Yourself from Online Fraud

When shopping online, be vigilant against information theft during transactions. Criminals can use stolen information to shop online or over the phone without physically possessing your card. To stay safe:

  • Only purchase from trusted sellers: Verify the seller’s credibility.
  • Check for secure data transfer systems (HTTPS): Ensure that sensitive data is encrypted.
  • Pay with a card that has a spending limit: Set limits on your transactions to prevent excessive charges.
  • Report any suspicious activity to your bank immediately: Notify your bank of any unusual transactions.

For More Information and Resources

Visit the WEBHERO website, which provides advice for citizens and companies, as well as an interactive map of Croatia for reporting crimes to the police. Stay informed and take proactive measures to protect yourself from credit card fraud in Croatia.