Financial Crime World

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Protect Your Wallet from Credit Card Fraud

Credit card fraud has become a rampant problem in the Philippines, with scammers using various tactics to steal your hard-earned money. From lost and stolen cards to fraudulent applications and online transactions, it’s essential to be aware of these schemes to avoid becoming a victim.

Smart Tips to Keep Your Credit Card Safe

To prevent credit card fraud, follow these simple yet effective tips:

  • Immediately sign the back of your credit card upon receipt.
  • Never share your credit card information with anyone. Keep your card number, CVV, expiration date, one-time password, and other details secure.
  • Secure your credit card PINs by avoiding easily guessable numbers or personal information.
  • Do not use your credit card as an identification card.
  • Refrain from lending your card to others, as it’s for your own use only.
  • Dispose of documents like bills and bank statements properly by shredding them first.
  • When canceling a card, cut across the EMV chip and magstripe and throw away the pieces separately.

Stay Vigilant

To further protect yourself from credit card fraud:

  • Carry only the minimum number of cards needed and keep them secure.
  • Personally hand over your card to the cashier when paying and monitor the transaction closely.
  • Be aware of card skimmers, which record information from magnetic stripes.
  • Avoid using public Wi-Fi for sensitive transactions. Instead, use a safe and secure online connection at home.
  • Refrain from falling victim to phishing emails or websites asking for credit card details.

Keep Us Updated

To stay on top of your credit card activities:

  • Notify us immediately of any changes in your mobile number, address, or email address.
  • Check your statements promptly and reconcile your card amount each month. Report any disputes using our online dispute form.
  • If you lose your card or suspect fraudulent activity, report it to (02) 8858-0000 or (02) 7976-8000.

By following these simple yet effective tips, you can significantly reduce the risk of credit card fraud and enjoy a safer and more secure financial experience in the Philippines.