Here is the converted article in markdown format:
Banking Regulation in India
The Reserve Bank of India (RBI) plays a crucial role in regulating banks in India. Here are some key points about RBI’s objectives and regulations:
RBI Objectives
- Maintain financial stability
- Regulate banks to ensure they operate prudently
Key Regulations Enforced by RBI
- Capital Adequacy Ratio (CAR): ensures that banks maintain a minimum capital adequacy ratio
- Asset Quality Review (AQR): reviews the asset quality of banks
- Prudential Norms: sets guidelines for prudent banking practices
- Liquidity Requirements: ensures that banks have adequate liquidity to meet their obligations
- Corporate Governance guidelines: promotes good corporate governance practices in banks
- Anti-Money Laundering (AML) and Know Your Customer (KYC): regulates AML and KYC norms
Securities Market Regulation in India
The Securities and Exchange Board of India (SEBI) is the primary regulator for securities markets in India. Here are some key points about SEBI’s objectives and regulations:
SEBI Objectives
- Protect investors
- Regulate market operations
- Listing requirements
- Disclosure requirements
- Investor education
- Enforcement
Key Regulations Enforced by SEBI
- Investor Protection: protects the interests of investors
- Market Operations: regulates market operations to ensure fair and transparent trading
- Listing Requirements: sets guidelines for listing on stock exchanges
- Disclosure Requirements: requires companies to disclose certain information to the public
- Investor Education: promotes investor education and awareness
Acts and Regulations in India
Here are some key Acts and Regulations related to banking and financial regulation in India: