Credit Card Scam Alert: Don’t Fall Victim to Suspect’s Trick
A recent report has highlighted a cunning credit card scam, where scammers use deceitful tactics to trick victims into sharing their financial information. The modus operandi of this scam is as follows: a suspect contacts the victim, claiming that they have committed a criminal act and offers to resolve the matter by connecting them to Bank Negara’s phone line. The victim is then instructed to make a transaction to an account provided for “security purposes.”
What’s shocking is that the suspect promises to return the money within seven days after the investigation is complete, only to disappear with the funds.
What You Should Do
- Never give out your credit card or bank details to anyone.
- Always check your payment receipt and ensure the transaction is correct.
- If you lose your card, get it cancelled immediately.
- Be cautious when making significant transactions online.
- Don’t respond to suspicious online offers or write down your PIN.
Police Officer/Bank Officer/Authority Officer Trick
Another common scam involves a suspect claiming to be a police officer, bank officer, or authority figure. They threaten the victim with legal action if they don’t comply with their demands.
The scammer may ask for personal information, financial details, or even request a fee to “close the case.” Never give in to these threats and remember:
- Do not disclose your bank account number, ATM card, or credit card number to an unidentified individual.
- If you receive a suspicious call from someone claiming to be an authority figure, do not respond. Instead, contact the official phone number of the company, organization, or institution involved for further clarification.
Lottery and Lucky Draw Scam
Be wary of notifications claiming you’ve won a lottery or lucky draw via phone call or SMS. These scammers may ask for upfront payments to “claim your prize.” Remember:
- To claim any cash prize, do not make any advance payment.
- Winning a lucky draw or lottery should not require advance payments or fees.
Impersonating Kidnappers
A recent report has highlighted a scam where victims receive phone calls claiming their child or family member has been kidnapped. The caller demands ransom money be transferred to a third-party bank account.
What You Should Do
- Never make any deals over the phone.
- Drop the phone and immediately call the family member said to have been kidnapped to check.
Targeted Victims
Scammers often target seniors, retirees, rich and wealthy individuals, as well as those with an overthinking mindset. They use tactics such as threats, deception, and manipulation to get their victims to part with their hard-earned money.
How to Prevent Being Scammed
Public awareness plays a crucial role in preventing falling victim to scams. Remember:
- Always be vigilant and do not be easily fooled by deceitful tactics.
- Never disclose personal details or account information to anyone.
- Report any suspicious activity to the authorities and file a police report.
Stay safe, stay informed!