Fraudulent Transactions Detection on the Rise in Georgia: Experts Warn Citizens to Be Vigilant Against Scammers

Georgia has seen a surge in fraudulent transactions in recent times, leaving many individuals financially drained and emotionally scarred. To combat this issue, experts urge citizens to be aware of the various scams that are designed to deceive even the most cautious individuals.

Common Scams to Watch Out For

Telemarketing Scams

One common tactic involves telemarketers claiming victims have won a free prize or qualified for a major credit card. They then request checking account information to “verify” the offer, leaving victims unaware until they notice unauthorized debits from their accounts.

• To avoid becoming a victim of this scam:
  • Do not give out your checking account number over the phone unless you know the company and understand why the information is necessary.
  • If someone claims your call is being taped, ask why and don’t be afraid to ask questions.
  • Companies should only request bank account information if you have explicitly agreed to this payment method.

Phishing Scams

Another type of scam involves con artists posing as FBI agents, bank examiners, police officers, detectives, or bank officials contacting victims to request their assistance with an investigation. Victims are often asked to withdraw funds from their accounts to provide to these scammers, who promise to return the money once the investigation is complete.

• To avoid becoming a victim of this scam:
  • Be cautious with emails claiming to be from a financial institution or credit card company.
  • Do not respond to requests for personal information.
  • Trust your instincts and do not engage with suspicious emails or individuals.

Other Scams

Other scams include:

• The “pigeon drop” scam, where pairs or groups of con artists befriending victims and asking them to meet at another location to split a large sum of cash or valuables.
• Phishing scams, where criminals send fake emails claiming to be from a bank or credit card company and ask customers to verify sensitive information.

How to Avoid Scams

To avoid these scams, citizens are advised:

• Not to take part if you feel uncomfortable
• Not to withdraw large sums of money at someone else’s request without consulting a bank or law enforcement official
• To trust the people you know
• To be cautious with friendly strangers and get to know them first

What You Can Do

If an email appears to be from a financial institution and asks for personal information, do not respond. The Georgia Attorney General’s Consumer Protection Division encourages victims of these scams to file a complaint and seek assistance in recovering their losses.

Conclusion

With increased awareness and vigilance, Georgians can protect themselves against fraudulent transactions and avoid becoming the next victim. Remember to always be cautious when receiving unsolicited calls or emails, and never give out sensitive information unless you are certain it is legitimate.