Financial Crime World

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Scammers on the Prowl: Be Vigilant with Your Finances

In recent times, Lithuania has seen an uptick in scams targeting unsuspecting individuals. These scammers use various tactics to deceive victims, from fake job offers to phishing emails and texts. In this article, we’ll delve into the latest schemes and provide you with essential tips on how to protect yourself.

Job Scams

One of the most common scams is the fake job offer scam. Scammers pose as bank employees or recruitment agencies, offering jobs based on advertisements posted by individuals looking for work. They then ask victims to open a bank account and share their online banking login details. In some cases, they even request ID documents via video call.

How to Identify Job Scams

  • Be wary of job offers that require you to pay a fee or provide sensitive information
  • Research the company thoroughly before applying for a job
  • Never share your online banking login details with anyone

Helping the Needy

Scammers often use heart-wrenching stories and requests for financial support, convincing people to transfer money to those in need. Be cautious of such pleas, as they may be designed to manipulate your emotions and extract sensitive information from you.

How to Identify Charity Scams

  • Research the charity thoroughly before donating
  • Never donate via unsecured channels (e.g., email or text message)
  • Verify the authenticity of requests for financial support

Protect Yourself

To avoid falling prey to these scams, follow these simple guidelines:

General Safety Tips

  • Don’t share personal info: Never provide banking details, passwords, or codes to anyone over the phone or online.
  • Verify email addresses: Check the sender’s email address and be wary of misspelled domain names or slightly altered URLs.
  • Use two-factor authentication: Enable 2FA whenever possible to add an extra layer of security to your accounts.
  • Keep your devices secure: Regularly update your operating system, browser, and software to prevent exploitation by scammers.
  • Report suspicious activity: If you suspect a scam, contact us immediately at +370 5 221 9091 or report it to the State Police.

Business Owners Take Note

As a business owner, you’re not immune to these scams. Be cautious when receiving information about bank account changes or invoices from new partners. Always verify the authenticity of such requests and use secure communication channels.

Additional Security Measures for Business Owners

  • Separate accounts: Open separate bank accounts for your business and personal finances.
  • Secure authorizations: Keep your bank account, payment card, and authorization details in a safe place.
  • Multi-step payments: Introduce a multi-step service payment process to prevent unauthorized transactions.
  • SMS notifications: Enable SMS notifications for all company account payments.

Stay Informed

To report a scam or seek guidance on how to protect yourself, contact us at +370 5 221 9091 or submit a report to the State Police.

Remember: vigilance is key in today’s digital landscape. Stay informed, and stay safe!