Financial Crime World

Croatia Establishes Public Contributions Collection System with Enhanced Payment Security

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Zagreb - December 11th, 2019

The Government of Croatia has launched the Public Contributions Collection System, a new system aimed at streamlining public contributions collection. The system is managed by the Financial Agency and allows for secure online payment transactions while ensuring compliance with stringent data security standards.

How it Works

  • The Public Contributions Collection System enables the collection of public contributions on behalf of the Republic of Croatia’s budget in accordance with regulations.
  • Payments are facilitated through a third-party Internet Payment Gateway (IPG) system, which adheres to all applicable and necessary card payment security standards, as well as European Union and Croatian regulations.

Enhanced Security Features

  • Secure online communication is ensured by employing Secure Sockets Layer/Transport Layer Security (SSL/TLS) cryptographic protocols.
  • The system utilizes 3-D Secure programmes to verify a cardholder’s identity through their issuer, providing an extra layer of security for online transactions.

Compliance with Regulations

  • The Payment Card Industry Data Security Standard (PCI DSS) is strictly followed by the IPG Service Provider in accordance with contractual provisions.
  • Personal data processing is regulated under contractual agreements, ensuring compliance with applicable privacy protection regulations and confidentiality of payment information.

Data Protection

  • Personal data collected through the Public Contributions Collection System, including names, addresses, email addresses, phone numbers, and card numbers, are only processed for the purpose of collecting public contributions.
  • These data will not be shared with third parties except in cases prescribed by law. The system also ensures that personal data is retained for 11 years from the expiration of the relevant business year.

Benefits

  • The Public Contributions Collection System aims to provide a secure and efficient means of making online payments, while also ensuring compliance with strict data security standards and regulations.
  • This new system will streamline public contributions collection, making it easier for individuals to contribute to the country’s budget.