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Senegal Makes Progress in Banking Regulations Compliance
In its latest follow-up report, Senegal has shown significant progress in implementing the technical requirements of the Financial Action Task Force (FATF) recommendations. The country’s overall rating is largely compliant (LC), with several areas receiving a partially compliant (PC) or compliant (C) rating.
Key Areas of Progress
- Assessing risk and applying a risk-based approach (R.1)
- National cooperation and coordination (R.2)
- Money laundering offence (R.3)
- Confiscation and provisional measures (R.4)
- Terrorist financing offence (R.5)
Challenges Remain
- Financial institution secrecy laws (R.9) were deemed compliant
- Regulations on non-profit organisations (R.8) received a non-compliant rating
- Transparency and beneficial ownership of legal persons and arrangements (R.24 and R.25) received a non-compliant rating
Additional Areas of Improvement
- Customer due diligence (R.10)
- Record keeping (R.11)
- Politically exposed persons (R.12)
- Correspondent banking (R.13)
- Money or value transfer services (R.14)
- New technologies (R.15)
- Wire transfers (R.16)
- Reliance on third parties (R.17)
- Internal controls and foreign branches and subsidiaries (R.18)
- Higher-risk countries (R.19)
- Reporting of suspicious transactions (R.20)
- Tipping-off and confidentiality (R.21)
- DNFBPs: customer due diligence (R.22)
- DNFBPs: other measures (R.23)
- Regulation and supervision of financial institutions (R.26)
- Powers of supervisors (R.27)
- Financial intelligence units (R.29)
- Responsibilities of law enforcement and investigative authorities (R.30)
- Powers of law enforcement and investigative authorities (R.31)
- Cash couriers (R.32)
- Statistics (R.33)
- Guidance and feedback (R.34)
- Sanctions (R.35)
- International instruments (R.36)
- Mutual legal assistance (R.37)
- Freezing and confiscation (R.38)
- Extradition (R.39)
- Other forms of international cooperation (R.40)
Conclusion
Senegal’s progress in banking regulations compliance is a positive step towards strengthening its anti-money laundering and combating the financing of terrorism (AML/CFT) framework. However, continued efforts are needed to address outstanding issues and ensure full implementation of the FATF recommendations.