Financial Crime World

Shufti Pro Ensures Liveness and Identity Verification for Andorran Businesses

Strengthening Compliance with AML and KYC Regulations in Andorra

In a move to enhance its compliance with anti-money laundering (AML) and know-your-customer (KYC) regulations, Shufti Pro has introduced an advanced liveness check service for businesses operating in Andorra.

Document Verification: Ensuring Authenticity through Cutting-Edge Technology

Shufti Pro’s specialized Document Verification service uses cutting-edge technology to verify the authenticity of documents submitted by customers. This includes checks on security features such as:

  • Holograms
  • Tapered/ crumpled edges
  • Doctored elements
  • Form inconsistencies
  • Document expiration
  • MRZ (Machine Readable Zone)
  • Reflected colors
  • Microprinting

KYC Solution: Meeting Specific Requirements of Andorran Regulations

For legal persons or partnerships, Shufti Pro extracts information from commercial registers or comparable official registers through its process (KYB). The company’s KYC solution is designed to meet the specific requirements of Andorran regulations, which demand that businesses verify the identity and address of their customers.

Proof of Identity and Address in Andorra

According to the regulations, proof of identity in Andorra includes:

  • Driving license
  • Passport

Proof of address can be provided through:

  • Current utility bill
  • Bank statement
  • Document issued by a government department

Liveness Check: A Repeated Process Required by Regulations

Shufti Pro’s liveness check service is not limited to one-time verification and is required in multiple instances as per regulations. The company offers customizable solutions that cater to the specific needs of businesses, including:

  • Onboarding new customers
  • Transaction data processing

Additional Services: AML Screening and External Due Diligence

In addition to its liveness check service, Shufti Pro provides AML Screening services to help businesses identify:

  • Politically Exposed Persons (PEPs)
  • Public office holders
  • Individuals with a higher risk profile

The service screens an individual’s selected ID attributes against watchlists of global regulatory authorities, foreign and domestic databases, compromised PEPs, and sanctioned individuals.

Shufti Pro also offers external services for businesses that choose to rely on third-party providers for due diligence measures. Andorra’s law requires businesses to collect all relevant data from third-party providers without undue delay and maintain compliance with AML and KYC obligations.

Record Retention: A Critical Aspect of AML and KYC Compliance

Finally, Shufti Pro emphasizes the importance of record retention, which is a critical aspect of AML and KYC compliance in Andorra. Businesses are required to retain data for at least 10 years, and failure to do so can result in severe penalties.

Conclusion: Partner with Shufti Pro for Compliance and Reputation Protection

By partnering with Shufti Pro, businesses operating in Andorra can ensure that they meet the stringent requirements of the country’s anti-money laundering and know-your-customer regulations, while also protecting their reputation and customers.