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Huduma Ndogo Regulations for Financial Services

The Tanzanian government has published a set of regulations aimed at simplifying financial services and increasing access to credit for low-income individuals. The “Huduma Ndogo” regulations, which came into effect on January 29th, 2023, require financial institutions to offer simplified loan products with reduced documentation requirements.

Other Regulations


  1. Foreign Exchange Regulations, 2022 Download: [link]
  2. Banking and Financial Institutions (Mortgage Refinance Companies) Regulations, 2022 Download: [link]
  3. Banking and Financial Institutions (Financial Leasing) Regulations, 2022 Download: [link]
  4. Banking and Financial Institutions (Licensing) (Amendment) Regulations 2023 Download: [link]
  5. Banking and Financial Institutions (Corporate Governance) (Amendment) Regulations, 2023 Download: [link]
  6. Banking and Financial Institutions (Development Finance) (Amendment) Regulations, 2023 Download: [link]
  7. Banking and Financial Institutions (Mortgage Refinance Companies) (Amendment) Regulations, 2023 Download: [link]
  8. Foreign Exchange (Bureau de Change) Regulations 2023 Download: [link]
  9. Banking and Financial Institutions (Capital Adequacy) Regulations 2023 Download: [link]
  10. Banking and Financial Institutions (Liquidity Management) Regulations 2023 Download: [link]
  11. Banking and Financial Institutions (Prompt Corrective Actions) Regulations 2023 Download: [link]

Guidelines


  1. Guidelines on Agent Banking for Banks and Financial institutions, 2017 Download: [link]
  2. Anti-Money Laundering Guidelines for Banks, 2009 Download: [link]
  3. Bancassurance Guidelines for Banks and Financial Institutions 2019 Download: [link]
  4. Guidelines for Banking Consumer’s Complaints 2015 Download: [link]
  5. Guidance Note on Implementation of IFRS 16 Download: [link]
  6. Guidance Note on Implementation of IFRS 9 Download: [link]
  7. Risk Management Guidelines for Banks 2010 Download: [link]
  8. THE SOCIAL SECURITY SCHEMES INVESTMENT GUIDELINES 2021 Download: [link]
  9. OUTSOURCING GUIDELINES FOR BANKS AND FINANCIAL INSTITUTIONS 2021 Download: [link]
  10. BUSINESS CONTINUITY MANAGEMENT GUIDELINES FOR BANKS AND FINANCIAL INSTITUTIONS 2021 Download: [link]
  11. STRESS TESTING GUIDELINES FOR BANKS AND FINANCIAL INSTITUTIONS 2022 Download: [link]
  12. GUIDELINES ON CLIMATE-RELATED FINANCIAL RISKS MANAGEMENT, 2022 Download: [link]
  13. INTERNAL LIQUIDITY ADEQUACY ASSESSMENT PROCESS (ILAAP) GUIDELINES FOR BANKS AND FINANCIAL INSTITUTIONS, 2023 Download: [link]
  14. INTERNAL CAPITAL ADEQUACY ASSESSMENT PROCESS (ICAAP) GUIDELINES FOR BANKS AND FINANCIAL INSTITUTIONS, 2023 Download: [link]
  15. MARKET DISCIPLINE GUIDELINES FOR BANKS AND FINANCIAL INSTITUTIONS, 2023 Download: [link]
  16. Guidance Note on Computation of Capital Charge for Credit Risk for Banks and Financial Institutions, 2023 Download: [link]
  17. Guidance Note on Computation of Capital Charge for Market Risk for Banks and Financial Institutions, 2023 Download: [link]
  18. Guidance Note on Computation of Capital Charge for Operational Risk for Banks and Financial Institutions, 2023 Download: [link]
  19. Guidance Note on Computation of Liquidity Coverage Ratio for Banks and Financial Institutions, 2023 Download: [link]
  20. Guidance Note on Computation of Net Stable Funding Ratio for Banks and Financial Institutions, 2023 Download: [link]
  21. CLOUD COMPUTING GUIDELINES FOR FINANCIAL SERVICE PROVIDERS, 2023 Download: [link]

Note: Some links may not be available due to restrictions or technical issues.