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Victims of Financial Crime May Receive Support in Reducing Payments or Modifying Accounts
As a victim of financial crime, you may be feeling overwhelmed and unsure of where to turn for help. Fortunately, there are resources available to support you as you navigate the aftermath of this traumatic experience.
According to experts, victims of financial crime often experience emotional trauma, including feelings of anger, resentment, shame, embarrassment, depression, and guilt. It is essential to recognize that these emotions are normal reactions to a criminal act.
Rights for Victims
As a federal crime victim, you have certain rights under 42 U.S.C. Section 10606(b) and 18 United States Code § 3771. These rights include:
- The right to receive information about your case from law enforcement and the court
- The right to be notified of any changes in your case
- The right to attend court proceedings related to your case
- The right to request restitution from the perpetrator
Reporting Credit Fraud
If you suspect that your credit has been compromised, you can report the fraud to the three major credit reporting agencies: Equifax, Experian, and TransUnion. You can also contact the Federal Trade Commission (FTC) to file a complaint and obtain information on how to protect your financial identity.
Additional Resources
In addition to reporting credit fraud, there are several national resources available to help you navigate the aftermath of financial crime:
- The National Center for Victims of Crime (NCVC)
- The National Foundation for Consumer Credit (NFCC)
- The Federal Trade Commission (FTC) Identity Theft Hotline
- The Social Security Administration Fraud Hotline
- The Internet Crime Complaint Center (IC3)
State-Specific Resources
For victims in Georgia, the Office of the Attorney General and the Better Business Bureau of Metro Atlanta offer resources for reporting consumer fraud. In other states, you can contact your state’s attorney general or consumer protection agency for assistance.
Conclusion
As a victim of financial crime, it is essential to remember that you are not alone. There are resources available to support you as you navigate the aftermath of this traumatic experience. By understanding your rights and seeking help from reputable organizations, you can work towards healing and moving forward.