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Banking Fraud Statistics in Sweden: A Growing Concern

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Despite efforts to secure banknotes, counterfeit currency remains a significant problem in Sweden. According to recent statistics, the number of counterfeit banknotes found increased in 2020 before declining in 2021. Experts warn that as fewer people use cash, knowledge of what a genuine banknote looks like is declining, increasing the risk of counterfeit notes circulating in society.

Counterfeiting and Card Fraud

In addition to counterfeiting, card fraud remains at relatively low levels in Sweden compared to other European countries. However, recent figures show a decline in reported cases of card fraud, which experts attribute to the introduction of EU regulations requiring strong customer authentication for digital payments and login attempts.

Online Purchases Against Invoice: A Growing Concern

The Swedish government has proposed legislative changes to increase consumer protection in e-commerce, including requiring strong customer authentication for online invoice payments. This move comes as identity fraud cases in e-commerce continue to rise, with around 11,000-15,000 reported annually.

BankID and Other Services Under Attack

As the use of services like Swish and BankID increases, so too do attempts to exploit them for fraudulent purposes. Experts warn that sharing login details or passwords can put users at risk of financial loss. To combat this, authorities recommend using secure authentication methods when accessing online banking accounts.

New Form of Fraud Emerges

A new type of fraud targeting businesses has emerged in recent months, involving fake confirmation of sent Swish payments. To protect themselves, companies are advised to use the Swish business app or integrate Swish Commerce into their point-of-sale systems.

E-Krona Frauds on the Rise

The Riksbank is investigating reports of fraudsters attempting to sell a digital complement to cash, known as the e-kröna, through social media and news sites. Despite no official launch date being set, authorities are taking steps to combat these fraudulent activities.

Conclusion

These statistics highlight the growing concern over banking fraud in Sweden, with various forms of financial deception on the rise. As consumers and businesses take measures to protect themselves against fraud, it is clear that vigilance will be key in combating this evolving threat.