Draft Procedures to Update Biometric Information
In an effort to ensure seamless biometric authentication and verification, a new set of draft procedures has been proposed to update biometric information that is subject to change due to age, occupation, physical or medical conditions.
Updating User Data
The guidelines aim to provide a mandatory update in special cases, such as:
- Children
- The elderly
- Persons with disabilities
This move is intended to minimize issues and failures during biometric authentication and verification processes. Additionally, draft guidelines have been proposed to make corrections, amendments, or deletions of inaccurate information in digital ID systems.
Data Protection and Privacy
A comprehensive data protection and privacy policy is also being proposed to govern both public and private sectors. The policy will include key elements such as:
- Mandatory consent for personal data processing
- Details on scenarios where consent would not be required
- Special provisions for children and disadvantaged groups
- Measures for mishandling data
Privacy Audits and Assessments
An independent data protection authority will be established to ensure that personal data treatments are implemented according to legal provisions and guidelines. The authority will conduct:
- Privacy risk reviews/assessments of the overall system
- Identify potential risks and build mitigation strategies
Governance and Institutional Structures
A new entity will be created to plan, manage, and administer digital ID systems. The entity will have powers to:
- Enforce and assign responsibility based on rules and regulations drawn out in laws
- Oversee the activities of this independent entity
A board consisting of representatives from key financial regulatory institutions, financial intelligence unit, and relevant ministries will oversee the activities of this independent entity.
Fostering Innovation
Regulatory sandboxes, innovation hubs, or test and learn approaches will be promoted to foster innovations related to digital ID systems. This move aims to create an enabling environment for innovations that:
- Accelerate financial inclusion specifically for disadvantaged groups
- Innovate new products and services for existing customers
Financial Inclusion Strategies
National strategies for financial inclusion will integrate digital ID and e-KYC development to accelerate financial inclusion. The strategies will include specific adjustments for:
- Onboarding to the digital ID system for disadvantaged populations
- Introduction of specific products and services targeted at disadvantaged groups
- Financial awareness and literacy projects
These draft procedures aim to ensure that design and implementation of digital ID systems contribute to the advancement of financial inclusion in a coherent, coordinated, and focused manner.