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Liveness Check: A Crucial Step in Verifying End-User Identity
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In today’s digital landscape, verifying the identity of end-users has become a vital aspect of conducting business. Shufti Pro, a leading provider of identity verification solutions, emphasizes the importance of liveness checks as part of its comprehensive suite of services.
Document Verification: The First Step in Identity Verification
To verify an individual’s identity, Shufti Pro utilizes its specialized Document Verification service to perform checks on the authenticity of submitted documents. This includes examining security features such as:
- Holograms
- Tapered edges
- Doctored elements
- Form inconsistencies
- Document expiration
- MRZ
- Reflected colors
- Microprinting
Documents Required for Verification
In Turkey, the following documents are considered proof of identity: + Valid passport + Current Turkish driving license + National Identity Card + Residence Permit
For address verification, the following documents are accepted: + Current utility bill (such as gas, electricity, telephone, or mobile phone bill) + Government-issued document showing the end-user’s address + Bank statement (no older than three months)
Timing of Verification
Identity verification is not a one-time process. In fact, it is required in multiple instances, as per regulations. The application and timing of when to deploy identity verification procedures depend on individual requirements and conveyance with Shufti Pro.
Enhanced Due Diligence Measures
In the absence of readily available regulations, clients may rely on enhanced due diligence measures for high-risk end-users. Shufti Pro provides its AML Screening service, which screens an individual’s selected ID attributes (name and DOB) against watch-lists of global regulatory authorities, foreign and domestic databases, PEPs, and sanctioned individuals.
Reliance on External Services
Turkish regulations state that clients may seek the services of a third-party to apply measures of due diligence. Regulations also require collecting all such data (Diligence Information) from the third party without undue delay.
Record Retention
As per Turkish regulations, clients are required to retain data for not less than eight years. This information is part of their AML and KYC obligations for due diligence. In cases where this information is processed, collected, and managed by a relevant third-party, clients are liable to collect all such necessary information (Due Diligence Data) from the third party without undue delay.
In conclusion
Liveness checks play a vital role in verifying end-user identity. Shufti Pro’s comprehensive suite of services, including document verification, enhanced due diligence measures, and reliance on external services, helps clients navigate the complex landscape of identity verification while ensuring compliance with Turkish regulations.